Supporting Family Law Attorneys With Practical Refinance, Income, Credit, and Mortgage Planning. As a follow-up to our recent sponsorship at the Hillsborough County Bar Association’s 29th Annual Bench Bar Conference... Read more

From Settlement Language to the Closing Table: Mortgage Planning Considerations for Family Law Professionals Divorce mortgage outcomes rarely begin at the closing table. More often, the decisions that determine whether a... Read more

Supporting the Family Law Section Through Practical Divorce Mortgage Planning I was pleased to sponsor and attend the Marital and Family Law Judicial Roundtable/Year End Luncheon held on May 20 at the Chester H.... Read more

What Florida Family Law Attorneys Should Know About Refinancing, Real Estate Sales, and Homestead Portability in Divorce Real property issues in divorce rarely become complicated for just one reason. Key takeaways from the... Read more

From Settlement Language to the Closing Table: Decisions That Shape Divorce Mortgage Outcomes Divorce mortgage outcomes rarely happen at the closing table — they usually begin much earlier, at the settlement‑drafting... Read more

Supporting the Family Law Community Through the Metroplex Divorce Lending Practice Group For 25 years, Metroplex Mortgage Services has helped clients navigate complex mortgage and refinancing issues during important financial... Read more

Part 2 – Why Rapid Rescoring Matters in a Florida Divorce Refinance Timeline In Part 1 of our Rapid Credit Rescoring series, we provided a background on rapid rescoring, when this technique is most helpful, and its overall... Read more

Part 1 – Why Rapid Rescoring Matters in a Florida Divorce Refinance Timeline When a refinance deadline is approaching, rapid credit rescoring can be the difference between loan approval and denial—not because it “repairs”... Read more

Florida Divorce Mortgage Planning: What’s Inside Each Credit Score Category May Matter More Than the Number! Credit score confusion is one of the fastest ways for a “workable” settlement to become an unworkable mortgage... Read more

Why Credit Concerns in a Florida Divorce Refinance Must Be Addressed Before Settlement Is Final. Credit score confusion is one of the fastest ways for a “workable” settlement to become an unworkable mortgage file. My... Read more

What Is Actually Reporting on Your Client’s Credit Report—and Why It Matters Before January Filings Begin! A client’s credit report is the document mortgage underwriters rely on to evaluate risk. Over the past several... Read more

(Follow-Up to “Authorized Users vs. Joint Obligations—Credit Details Every Family Law Attorney Should Know”) Family law attorneys regularly confront the complexity of untangling shared debts in a divorce. In our last... Read more

Not All Credit Accounts Are Created Equal — Here’s What Attorneys Must Know! When it comes to divorce and credit reporting, not all debts are created equal. Understanding the difference between an authorized user account... Read more

Florida Divorce Mortgage Planning and Business Purpose Loans: What Family Law Attorneys Should Know In my recent post on Alternative Income and Divorce Mortgage Planning in Florida, we discussed how self-employed clients... Read more

Hillsborough County Bar Marital & Family Law Joint Luncheon and Recap: Trending Topics in Divorce Mortgage Planning As the sponsor at this week’s Hillsborough County Bar’s Family Law Joint Luncheon, I had the... Read more

When Traditional Income Sources Won’t Qualify—What Alternative Documentation Options Exist? Not every self-employed borrower will qualify under traditional mortgage guidelines. When conventional or government financing... Read more

How Self-Employment Income Can Derail Mortgage Qualification! When divorce involves a self-employed borrower, mortgage qualifying becomes more complex. Unlike traditional W-2 income, self-employment income requires detailed... Read more

Why Not All Divorce Income Is Created Equal! Whether your divorcing client is refinancing with an equity buyout or purchasing a new residence, “grossing up” non-taxable income can make the difference between a loan approval... Read more

How Does Alimony and Child Support Impact Mortgage Qualifying in Florida? Whether you are trying to complete a refinance after divorce, or qualify to purchase your next home— alimony and child support can affect mortgage... Read more

Court-ordered debt after divorce can create hidden mortgage risks that many clients—and even some attorneys—don’t see coming. Joint obligations, authorized user accounts, contingent liabilities, and unclear settlement... Read more